3/30/2022»»Wednesday

6 Month Cd Rates

3/30/2022
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The current interest rate set below is for a deposit for 6 months with a $1,000 minimum opening deposit using the state of New York for this rate but 250k+ for this APY. The rate of 0.10% is 0.67% lower than the average 0.77%.


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  1. 6 month CD: 0.10: 0.85: 12 month CD. The National Rate and Rate Cap on May 18, 2009. Product tier while money market and certificate of deposit are based on.
  2. Annual Percentage Yield (APY) is accurate as of and applies to the initial term of a new Standard Term CD. The minimum balance required to open this CD is $1,000. We may limit the amount you deposit in one or more CDs to a total of $1,000,000 ($250,000 for CDs opened through bankofamerica.com).A penalty may be imposed for early withdrawal.


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6 Month Cd Rates 2%

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Certificate of Deposit FAQ

What is a Chase CD?

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A certificate of deposit, or CD, is a deposit account with us for a specified period of time.

What is the minimum deposit amount to open a Chase CD?

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$1,000

How is the Chase CD interest calculated?

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We use the daily balance method to calculate interest on your CD. This method applies a periodic rate each day to your balance. Interest begins to accrue on the business day of your deposit. Interest for CDs is calculated on a 365-day basis, although some business CDs may calculate interest on a 360-day basis. The Annual Percentage Yield (APY) disclosed on your deposit receipt or on the maturity notice assumes interest will remain on deposit until maturity. On maturities of more than one year, interest will be paid at least annually. Please see the Deposit Account Agreement and rate sheet for further details.

Are there early withdrawal fees or penalties associated with a Chase CD?

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There is a penalty for withdrawing principal prior to the maturity date. For Personal CDs:

  • If the term of the CD is less than 6 months, the early withdrawal penalty is 90 days of interest on the amount withdrawn, but not more than the total amount of interest earned during the current term of the CD.
  • If the term of the CD is 6 months to less than 24 months, then the early withdrawal penalty is 180 days of interest on the amount withdrawn, but not more than the total amount of interest earned during the current term of the CD.
  • For terms 24 months or more, the early withdrawal penalty is 365 days of interest on the amount withdrawn, but not more than the total amount of interest earned during the current term of the CD.
  • If the withdrawal occurs less than seven days after opening the CD or making another withdrawal of principal, the early withdrawal penalty will be calculated as described above, but it cannot be less than seven days’ interest.
  • The amount of your penalty will be deducted from principal.

See the Deposit Account Agreement and rate sheet for further details

What does it mean when my Chase CD matures?

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The maturity date is the last day of your CD’s term. The grace period begins the following day and lasts for 10 days – this is when you can make changes to your CD. Go to chase.com/cdmaturity to learn more about what options you have when your CD matures.

Open a CD account

Find a Chase ATM or branch

To find a Chase ATM or branch near you, tell us a ZIP code or an address.

Open a Chase Certificate of Deposit

You must be an existing Chase checking customer to open online.

Open a CD account See rates and terms to fit your needs

Certificate of Deposit FAQ

What is a Chase CD?

expand

A certificate of deposit, or CD, is a deposit account with us for a specified period of time.

What is the minimum deposit amount to open a Chase CD?

expand

$1,000

How is the Chase CD interest calculated?

expand

We use the daily balance method to calculate interest on your CD. This method applies a periodic rate each day to your balance. Interest begins to accrue on the business day of your deposit. Interest for CDs is calculated on a 365-day basis, although some business CDs may calculate interest on a 360-day basis. The Annual Percentage Yield (APY) disclosed on your deposit receipt or on the maturity notice assumes interest will remain on deposit until maturity. On maturities of more than one year, interest will be paid at least annually. Please see the Deposit Account Agreement and rate sheet for further details.

Are there early withdrawal fees or penalties associated with a Chase CD?

expand

There is a penalty for withdrawing principal prior to the maturity date. For Personal CDs:

6 Month Cd Rates Calculator

  • If the term of the CD is less than 6 months, the early withdrawal penalty is 90 days of interest on the amount withdrawn, but not more than the total amount of interest earned during the current term of the CD.
  • If the term of the CD is 6 months to less than 24 months, then the early withdrawal penalty is 180 days of interest on the amount withdrawn, but not more than the total amount of interest earned during the current term of the CD.
  • For terms 24 months or more, the early withdrawal penalty is 365 days of interest on the amount withdrawn, but not more than the total amount of interest earned during the current term of the CD.
  • If the withdrawal occurs less than seven days after opening the CD or making another withdrawal of principal, the early withdrawal penalty will be calculated as described above, but it cannot be less than seven days’ interest.
  • The amount of your penalty will be deducted from principal.

See the Deposit Account Agreement and rate sheet for further details

What does it mean when my Chase CD matures?

expand

The maturity date is the last day of your CD’s term. The grace period begins the following day and lasts for 10 days – this is when you can make changes to your CD. Go to chase.com/cdmaturity to learn more about what options you have when your CD matures.

6 Month Cd Rates Chase

Find a Chase ATM or branch

6 Month Cd Rates Wells Fargo

To find a Chase ATM or branch near you, tell us a ZIP code or an address.