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It's true - there really is an app for everything. Find the latest fintech and money-making apps here.
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15 Best Money Making Apps Available for Download
The average young adult now spends nearly 5 hours a day on their phone. Start using your phone to earn money instead of waste time.
Read NowGig App Reviews
Postmates
With no extensive orientation, no vehicle requirements, and instant access to “going online,” making money with Postmates is quick and easy compared to the variety of other delivery services out there.
Instacart
Instacart is a great service that helps people who don’t have time to shop for groceries by delivering food to their door. For people who like grocery shopping, it can be a fun way to make a few extra dollars in their spare time.
DoorDash
DoorDash also has an impressive benefits package that may be reason enough to sign up. They partner with Stride Health to help its drivers find affordable health, dental, and vision coverage.
Airbnb
Whatever your reason for wanting to get started, our comprehensive Airbnb hosting guide will introduce you to the necessary rules and requirements for listing with Airbnb, and lays out helpful tips for maximizing your earnings.
Cash Back and Survey App Reviews
Swagbucks
Swagbucks is an online rewards platform that offers up to 20% cash back when users complete surveys, shop online, purchase gift cards, watch videos, sign up for free offers, and more. Points can be redeemed for gift cards and PayPal cash, with a minimum payout of $3.
Rakuten
Rakuten (formerly Ebates) is an app, browser extension, and website that offers cash back to consumers who click on its links before checking out at a physical store or online retailer.
Ibotta
Ibotta is a cash back shopping app. Earn rewards when you shop at Target, Amazon, Kroger, and more. Visit stores in person or online, scan your receipt or link a store loyalty card, and Ibotta will credit your account within 24 hours.
Dosh
Many who have written Dosh app reviews say it’s the cash-back app to beat. In a world where Rakuten and Swagbucks have typically dominated, Dosh has really come out of nowhere. Its “set it and forget it” approach, an impressive list of participating merchants, and generous referral bonuses are enough to make anyone sit up and take notice.
Budgeting App Reviews
You Need a Budget - Zero Based Budgeting
YNAB takes a unique approach to budgeting: “All the dollars in your checking account are no longer at your disposal, because now you are spending from the budget, from the plan, from your categories.”
Tiller - Best for Spreadsheet Lovers
A common complaint of many budget tools is that they are too rigid and don’t give users enough flexibility to customize certain parts of their budget. For users who want a higher level of control and prefer using spreadsheets over cookie cutter apps, Tiller is a great solution.
Mint
Mint is an all-inclusive budget management tool that focuses on helping users track their spending automatically. The app allows users to set spending targets for each category in their budget, and transactions are categorized in real-time.
Personal Capital
Personal Capital’s main claim to fame is their investment software, but the app also boasts a powerful set of budgeting tools for everyday users. The app allows user to connect all their financial accounts, including checking, savings, credit cards, loans, mortgages, and more.
Investing App Reviews
Betterment
Betterment has low fees, automatic rebalancing, and high-quality investment options. This is a top choice for hands-off investors that are planning for retirement or other significant goals.
Cash Making Apps Playing Games
Acorns
When it comes to round-up investing apps, Acorns is among the best in the business. It’s easy to use, has an excellent education platform for new investors, and simple, straightforward fees.
M1 Finance
M1 Finance is a combination online brokerage and robo advisor. It's very highly rated across the personal finance community for it's interface, fund availability, and low costs. They offer investment portfolio templates you can choose from, and you can invest completely free.
Stash
Stash is an app that aims to make investing easier, less scary, and more fun. You can get started with just a little bit of money, add to your balance over time, and invest in industries and companies you’re passionate about.
DollarSprout's Latest App Coverage
We promise - this isn’t clickbait. We’ve done the nitty gritty research and below is a real list of apps that pay money to your PayPal account.
If you’ve got some extra time to spare, you can make money with apps for doing something as simple as turning off your lights.
These apps are legit and they make payments directly to your PayPal account. You don’t have to exchange points for coupons or other rewards you’ll likely never use. This is a list that gives you the good stuff: money to spend on the things you want to spend it on.
Let’s get started, beginning with our favorite one.
#1 OhmConnect
Real Cash App Hack
Here’s a money making app that doesn’t make you watch boring ads or waste any of your time.
OhmConnect lets you save energy and earn money at the same time. Before signing up for the service, you must be registered with any of the following electricity companies:
- Pacific Gas & Electric Company (PG&E)
- San Diego Gas & Electric (SDG&E)
- Southern California, Edison (SCE)
If you are with one of those companies, you can sign up and start earning points that can be converted into a PayPal payment. The points you earn will depend on how much energy you save during peak periods and you can hundreds of dollars per year.
Try it. It only takes 3 easy steps to get start:
Step 1. Go to OhmConnect.com and connect your utility account
Step 2. Save energy during #OhmHours (they'll notify you when one is coming by sending you an email or SMS)
Step 3. Send money to your PayPal
#2- Ibotta [US ONLY]
Real Cash Making Apps
Ibotta is an app that pays you for shopping. If you buy your groceries or beauty products online, you can choose from a select number of items listed in the app.
After you make a purchase of those items, you’ll have to upload your receipt. Afterward, you’ll receive a rebate that ranges from $0.25 to $3 (or more). You’ll be able to get payment to your PayPal account after you’ve accumulated $20. When you submit your payout, you should receive your cash in just a few minutes.
Download Ibotta - iOS Android Web
Other Apps that Pay to Shop:
#3 - Receipt Hog:iOS Android Web
#4 - ShopKick:iOS Android Web
#5 - Mobee App:iOS Android Web
#6 - CashPirate
If you enjoy playing games, completing surveys, or watching videos, CashPirate is a money making app you may want to check out. You can choose which money making options you like best and earn extra cash whenever you have the time.
If you invite your friends to join, you can get an additional 10% bonus from their earnings. When your friends refer another friend, you’ll get 5% more.
For every 1000 coins, you earn $1. You must earn at least 2500 coins before you’ll be able to cash out and send money to your PayPal account. You can expect to earn 50 coins for downloading an app.
Real Money Making Apps For Iphone
Download CashPirate - iOS Android Web
Money Making Apps Similar to CashPirate:
#7 - AppKarma: iOS (Invitation Only) Android Web
#8 - Make Money:iOS Android
#9 - Panel App:iOS Android Web
Make Apps
#10 - FeaturePoints:iOS Android Web
#11 - SwagBucks
If you enjoy taking surveys, you can earn as much money as you can answer with SwagBucks.
SwagBucks is one of the top known money making apps that actually pays users through PayPal. They have endless surveys to take and you can also earn money by playing games, shopping online, weekly contests and more.
You don’t have to cash out through PayPal, you could also accept some of their other rewards with Amazon or another gift card to a location of your choice.
Real Cash Making Apps For Cash
Download SwagBucks - iOS Android Web
Survey Taking Apps That Pay Similar to SwagBucks:
#12 - GlobalTestMarket:Web
#13 - PaidViewPoint:Web
#14 - InstaGC:Web
#15 - Toluna:iOS Android Web
#16 - CashCrate:iOS Android Web
#17 - SlideJoy
Get paid just for locking your screen. SlideJoy is an app that pays you to place ads or news on your screen. It’s one of the most simple ways to get paid and you can even choose to see trending news tailored to your interest.
Download SlideJoy - Android Web
Apps that Pay like SlideJoy:
#18 - Fronto:Android Web
#19 - AppTrailers
AppTrailers lets you get paid for watching videos and you can put real money into your PayPal account.
Whenever you watch videos Google play or any other web based browser, you’ll get rewarded. You’ll be watching ads and you may you be participating in market research from Nielson’s TV Rating. You can learn more about this in their privacy policy.
Download AppTrailers - iOS Android Web
Get Paid with Apps Similar to AppTrailers:
#20 - Viggle: iOS Android Web
#21 - SwagBucks Watch (TV): Android Web
A Word of Caution About Apps That Pay
When you’re downloading unfamiliar apps that pay, be sure that you trust the source. The list above was carefully selected, however not all that claim to give you free money live up to their claim.
We’ve written an article that should serve as a fair warning about downloading apps on your phone and what precautions you should take.
The most important thing is to protect yourself and use your time effectively when making money with apps on your phone.